Financing & Insurance

At Black Mountain Dental, we want great care to be accessible, no matter your budget or insurance provider. That’s why we accept most major PPO insurance plans and offer flexible financing options—including CareCredit—to help you get the treatment you need, when you need it.

We Accept Most PPO Dental Insurance Plans

We work with a wide range of PPO insurance providers and are happy to help you navigate your benefits. Our team will explain your coverage, provide cost estimates, and help you maximize your insurance when possible.

We also process out-of-network claims and can help determine your eligibility for reimbursement.

If you have questions about your specific plan, contact our front office—we’re happy to help you understand how your benefits apply here.

Simple, Transparent Billing

We believe in clear communication when it comes to costs. Before beginning any treatment, you’ll receive a detailed estimate and explanation of what’s included, how your insurance applies, and what your out-of-pocket costs will be.

There are no surprise bills—just clear, honest answers.

CareCredit Financing Available

For patients without insurance—or for treatments not fully covered—we offer CareCredit, a healthcare credit card that allows you to break payments into affordable monthly installments.

Benefits of CareCredit:

No upfront payment required

Short- and long-term payment plans

Instant credit decisions for most applicants

Instant credit decisions for most applicants

Can be used for general, cosmetic, and surgical dental procedures

You can apply online before your appointment or ask our team for help during your visit.

Questions About Coverage?

If you’re unsure whether we accept your plan or need help understanding your options, give us a call or visit our Patient Information page for more details. Our team is here to make your experience easier from start to finish.